Author Archives: Kate

Clothing shopping ban – 5 months on

6 months ago, I wrote an article of how I was going to implement a clothing shopping ban for myself in 2017. Since it’s almost mid-year, I thought it would be good to provide a mid-year review of this exercise. The verdict so far… Yes, I have stuck on to my shopping ban. In fact, […]

Baby milk formula

One of the hottest topics in the last two weeks that has taken the city-state by storm is a 87 page report published by the Competition Commission of Singapore regarding the increase in price of baby formula in Singapore. If you are interested in the full report, you may click here. The impetus for the […]

Consumption patterns of Singapore women

Recently, I came across a press release issued by UOB almost a year ago. Basically the bank had compiled a report that seeks to understand and provide an archetype to the spending habits of a cosmopolitan woman (both young and not so young) in Singapore, based on UOB data (which I presume is the credit card […]

Random thoughts of the day: A couple’s perspective

Dave and I are mutual friends with this couple, Allan and Serena (names changed to protect their identities). They are both wonderful people, married for 5 years and have 2 great kids (with a 3rd one on the way!). Like us, they are also pursuing FIRE (Financial independence, retire early) and have put a system […]

Do you consider of the leasehold of the flat when you buy your HDB?

Every now and then, we read about a mega HDB unit that is being transacted for over a million dollars. That normally becomes the talk of town for a while and before we realised, another similar article pops up in the headline. A lot of these units transacted are in established, mature old towns, such […]

Losing your $14,000 a month job at 48

I came across a recent article on The Straits Times, of an individual losing his high paying job at the age of 48. It seems that previously, he was a high-flyer in the banking industry and was drawing about $14,000 a month (I think that might have been exclusive of bonus, but even if it […]

CPF talk

Last week, Dave and I managed to spend sometime together after work. It has been a while since we had these date nights moments, and we had dinner together before attending a seminar. The seminar we attended was about “Optimising your CPF“.  It was organised by BigScribe, a group of personal finance bloggers in Singapore. For […]

Minimalism and the luxuries

Does minimalism means that we miss out on the luxuries in life? Well, it’s entirely up to you. Dave and I practice a school of minimalism where we do minimalise the stuff in our life, yet not compromising on quality. At the same time, we try not to be too extravagant about them and avoid […]

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