Author Archives: Dave

August 2017 – Expenses Update

This month we have a couple of birthday celebrations with our immediate family members and Ally ‘s early birthday celebration. We ate out for Kate’s father birthday and celebrated my mum, my grandma and Ally’s birthdays together where we feasted at home with home cooked food courtesy of Kate’s wonderful culinary skills. Everybody enjoys eating […]

Routine is the enemy of time

Have you ever wonder the purpose of your existence in this world? Is it to go through the so called “holy template” of leading a fulfilling life by doing the following; study hard when you are young, get a good job, save some money, start a family, have kids, buy a house, work hard then […]

July 2017 – Expenses Updates

This month is the month where we pay our yearly income tax and it is also the month where most people will have their cash outflow. This is a norm for almost everyone in this world when they start getting their pay cheques and I guess most people grew quite accustomed to it. For me, […]

The Seven Money Habits for living the life you want – “Love your life not theirs” by Rachel Cruze – Part 2

Continued from Part 1 Habit 4 – Talk about money (Even when its hard) Rachel and her husband Winston often have couple nights together and loves to talk about what they want life to be like in the future. They talked about all kinds of dreams like places to travel, owning rental properties, bringing their […]

June 2017 – Expenses Update

This month, we spent quite a bit on Grab credits top up where we top up $50 this week and will get to enjoy $6 discount on all rides for the whole of next week (limited to 4 redemptions per day). This promotion has been ongoing for 4 to 5 weeks and we find it very […]

May 2017 – Expenses Update

Last month we celebrated Mother’s Day with both families to show our appreciation for their many years of devotion and love towards us. Kate at the same time celebrated her 3rd Mother’s Day as Ally will be turning three this September. (wow time really flies!) We also did a lot of outdoor activities with Ally […]

The Seven Money Habits for living the life you want – “Love your life not theirs” by Rachel Cruze – Part 1

I recently went to a newly re-opened public library at Compass One mall which went through a major asset enhancement. The selections were very little on personal finance but I managed to borrowed this book “Love your life not theirs” by Rachel Cruze who is also the daughter of financial guru Dave Ramsey. She is a seasoned communicator […]

Apr 2017 – Expenses Update

This month is where we feast as we kind of allocated more funds for food indulgence after we done most of our streamlining on all our other expense categories. We also try out Deliveroo for the first time to celebrate my father’s birthday where we lunch at the comfort of our own home. We could actually eat quality […]

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