Author Archives: Dave

The Seven Money Habits for living the life you want – “Love your life not theirs” by Rachel Cruze – Part 1

I recently went to a newly re-opened public library at Compass One mall which went through a major asset enhancement. The selections were very little on personal finance but I managed to borrowed this book “Love your life not theirs” by Rachel Cruze who is also the daughter of financial guru Dave Ramsey. She is a seasoned communicator […]

Apr 2017 – Expenses Update

This month is where we feast as we kind of allocated more funds for food indulgence after we done most of our streamlining on all our other expense categories. We also try out Deliveroo for the first time to celebrate my father’s birthday where we lunch at the comfort of our own home. We could actually eat quality […]

“Stop Acting Rich” by Dr Thomas J. Stanley

I guess a lot of people might have read about this best selling  book “Millionaire Next Door” by Dr Thomas J. Stanley. Recently, I read  another great book  from him call “Stop Acting Rich”. These two books help me gain new perspectives about a real millionaire habits and lifestyle. It also ends the myth of […]

Mar 2017 – Expenses Update

This month we went for our family trip to Bali where we booked a very nice villa surrounded by padi fields (via Air BNB). This is a really meaningful trip as this is the first time I brought my parents and my grandma overseas (including Ally, its 4 generations together in one trip!). As my […]

Feb 2017 – Expenses Update

Kate and my birthday both falls on the same day in February (what are the odds, even though I’m slightly older). Thus, we have been celebrating our birthdays together ever since we knew each other nine years ago. This year, we celebrated our birthday with a simple Chinese restaurant lunch and a family trip to […]

“The Automatic Millonaire” by David Bach

I chanced upon this book  “The Automatic Millionaire” by Financial guru David Bach more than ten years ago in a public library near my formal home. This is the one of the first few financial books that I came across and that was also the period of time when I started to get more serious […]

Jan 2017 -Expenses Update

Kate recently published a post chronicling how we have decided to set a budget of $60,000 for our 2017 expenses. This excludes mortgage (we did not include mortgage as these are deducted from our CPF ). Expenditure levels differ with each household but we came up with this ballpark figure after roughly calculating some initial […]

Lessons over a year of buying nothing except the essentials

Finally, the year 2016 draws to a close and it also means the end of my one year shopping ban which started in Jan 2016. I planned to experiment on spending nothing on personal stuff except the essentials and see if i could resist the temptation to buy stuff unnecessarily. Through this experiment, i found out […]

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