Monetary gifts are pretty common in Singapore and certain parts of the world, where we would gift money to congratulatory parties, mainly celebratory occasions, such as weddings, baby showers, housewarmings, etc. In fact, it is also an easy (and lazy) way to prepare a gift, as you do not need to think about what to…
Car ownership in Singapore
A recent video produced by “Talking Point” garnered quite a bit of lively discussion among the local community. This has always been a topic of discussion and a somewhat controversial topic. However, perhaps what might have reopened this discussion is the statistics in the latest report – On average, these households earn a monthly income of…
The engagement ring
At a friend’s gathering a few weeks ago, a mutual friend in a group secretly whispered to me and told me that another friend of ours has finally moved on from his previous job to a current role in another organization. It kind of took me by surprise, as I thought he really liked the…
Surviving the 11.11 challenge
I have a confession to make. Even though I try to live minimally, and purchase only things I need, I do a lot of window shopping. Online. Ok, that is an oxymoron, some might say. If you are a minimalist, you won’t even bother looking at stuff like that. Because, you probably don’t need any…
A closer look at our expenses
Our blog has garnered a lot more traction over the last few months and we thank our readers for your continuous support and comments. One area which has garnered a lot of eyeballs is definitely our monthly expense reports. We share our expense reports with fellow readers as part of our journey towards minimalism and…
Pre-school in Singapore
This is one of the hottest topics right now at the moment, and especially since it is an area of focus that is highlighted by our Prime Minister at the recent national day rally. With a preschooler in the house, we read with interest on the developments in the sector, and are definitely heartened by…
Routine is the enemy of time
Have you ever wonder the purpose of your existence in this world? Is it to go through the so called “holy template” of leading a fulfilling life by doing the following; study hard when you are young, get a good job, save some money, start a family, have kids, buy a house, work hard then…
Debt or no debt?
In a commentary published earlier this month on The Straits Times, Lorna Tan, an investor writer and senior correspondent of the bureau wrote a “letter” to her daughter, who had just graduated from tertiary education. Basically, in the letter, she wanted to provide her daughter with some money tips, or financial literacy, as she takes…
The road to financial freedom
Dave and I have a common objective – achieving financial independence. We have set a tentatively timeline for ourselves, when our portfolio have reached a certain level, that will be the time when we think we have achieved our financial independence. But whether we will be leaving our jobs entirely, that’s altogether a different matter…
My spending habits
Missniao recently wrote a post on how she managed to save about 50% of her take home pay. It was pretty inspiring, and quite a fun read to see how a 27 year old millennial managed to do so. Of course, we could all start pointing out stuff like how she still stays with her…