This was a question posed by a reader previously. I thought we would share it here to provide our readers some ideas and options of where you might want to drop your old clothes. I had previously shared that textile waste is becoming a worldwide problem, especially with the proliferation of fast fashion – people…
Debt or no debt?
In a commentary published earlier this month on The Straits Times, Lorna Tan, an investor writer and senior correspondent of the bureau wrote a “letter” to her daughter, who had just graduated from tertiary education. Basically, in the letter, she wanted to provide her daughter with some money tips, or financial literacy, as she takes…
A simplified childhood
Over the last 2 weeks, I had come across a few quality articles on parenting, not just in Singapore, but generally, how we are overscheduling our childrens’ lives these days, packed with activities and what not, providing little free time, or freedom in return. In a nutshell, we are maximising their activities, and minimising their…
July 2017 – Expenses Updates
This month is the month where we pay our yearly income tax and it is also the month where most people will have their cash outflow. On a side note, for folks based in the US, the 2017 tax bill could affect you due to the 2017 tax reform legislation. For us, I think the…
A little by little adds up to a lot
As readers of this blog are aware, since the beginning of the year, Dave has posted our monthly expense reports to chronicle our family’s expenses. Similarly, now that we are in the month of August, Dave is busy tallying our expenses for the month of July so please watch out for his next post! One…
The road to financial freedom
Dave and I have a common objective – achieving financial independence. We have set a tentatively timeline for ourselves, when our portfolio have reached a certain level, that will be the time when we think we have achieved our financial independence. But whether we will be leaving our jobs entirely, that’s altogether a different matter…
8 Ways you can pamper yourself without spending a penny
Today’s article is contributed by Amy Nickson, a passionate writer on finance. Share your opinions by commenting in the article. *** Rewarding yourself is important; it helps to recharge your energy. Doing so, you can go back to your work with renewed endurance. Not rewarding yourself to avoid credit crunch is not good, soon you…
The Seven Money Habits for living the life you want – “Love your life not theirs” by Rachel Cruze – Part 2
Continued from Part 1 Habit 4 – Talk about money (Even when its hard) Rachel and her husband Winston often have couple nights together and loves to talk about what they want life to be like in the future. They talked about all kinds of dreams like places to travel, owning rental properties, bringing their…
June 2017 – Expenses Update
This month, we spent quite a bit on Grab credits top up where we top up $50 this week and will get to enjoy $6 discount on all rides for the whole of next week (limited to 4 redemptions per day). This promotion has been ongoing for 4 to 5 weeks and we find it very…
My spending habits
Missniao recently wrote a post on how she managed to save about 50% of her take home pay. It was pretty inspiring, and quite a fun read to see how a 27 year old millennial managed to do so. Of course, we could all start pointing out stuff like how she still stays with her…