Continued from Part 1 Habit 4 – Talk about money (Even when its hard) Rachel and her husband Winston often have couple nights together and loves to talk about what they want life to be like in the future. They talked about all kinds of dreams like places to travel, owning rental properties, bringing their…
June 2017 – Expenses Update
This month, we spent quite a bit on Grab credits top up where we top up $50 this week and will get to enjoy $6 discount on all rides for the whole of next week (limited to 4 redemptions per day). This promotion has been ongoing for 4 to 5 weeks and we find it very…
My spending habits
Missniao recently wrote a post on how she managed to save about 50% of her take home pay. It was pretty inspiring, and quite a fun read to see how a 27 year old millennial managed to do so. Of course, we could all start pointing out stuff like how she still stays with her…
The case of “volunteerism” for school enrolment
As parents with would-be primary school attending students would know, the primary school enrolment for Singaporean children born in 2011 starts towards end of the month. Primary school enrolment in Singapore is neither a simple nor complicated process. You just have a lot of phases to navigate through. Depending on what type of connections you…
Wedding banquets in Singapore
Recently, I read an article by Budget Babe titled “No one is going to pay for your expensive wedding“. Basically she was chronicling how ridiculous some couples might have spent for their weddings, from the pre-wedding shots to the banquet itself. I agreed with most of the points that she mentioned in the post. But…
Clutter free with kids
A lot of people asked whether this was possible. Clutter free and kids? That seem kind of like an oxymoron. Similarly, when we first welcomed Ally into the family, there seemed to be so much stuff that we needed to prepare. Retailers telling us that we needed this and that and promoting to you the…
Textile waste
Channelnewsasia published a very informative documentary about textile waste in Singapore, as part of their Trash Trail series. Here are a few key points that were mentioned: According to a survey, Singaporeans buy 34 pieces of clothes, bags, shoes on average in a year And throw out 27 items from their wardrobe Every 5 mins,…
May 2017 – Expenses Update
Last month we celebrated Mother’s Day with both families to show our appreciation for their many years of devotion and love towards us. Kate at the same time celebrated her 3rd Mother’s Day as Ally will be turning three this September. (wow time really flies!) We also did a lot of outdoor activities with Ally…
Minimising negativity towards work
Mark Twain once said “Choose a job you love and you will never have to work a day in your life”. Wow…. isn’t that awesome? But wait, I don’t quite love my job. How am I going to enjoy work? I am sure this is a problem that many of us in the rat race…
The Seven Money Habits for living the life you want – “Love your life not theirs” by Rachel Cruze – Part 1
I recently went to a newly re-opened public library at Compass One mall which went through a major asset enhancement. The selections were very little on personal finance but I managed to borrowed this book “Love your life not theirs” by Rachel Cruze who is also the daughter of financial guru Dave Ramsey. She is a seasoned communicator…