6 months ago, I wrote an article of how I was going to implement a clothing shopping ban for myself in 2017. Since it’s almost mid-year, I thought it would be good to provide a mid-year review of this exercise. The verdict so far… Yes, I have stuck on to my shopping ban. In fact,…
One of the hottest topics in the last two weeks that has taken the city-state by storm is a 87 page report published by the Competition Commission of Singapore regarding the increase in price of baby formula in Singapore. If you are interested in the full report, you may click here. The impetus for the…
Recently, I came across a press release issued by UOB almost a year ago. Basically the bank had compiled a report that seeks to understand and provide an archetype to the spending habits of a cosmopolitan woman (both young and not so young) in Singapore, based on UOB data (which I presume is the credit card…
This month is where we feast as we kind of allocated more funds for food indulgence after we done most of our streamlining on all our other expense categories. We also try out Deliveroo for the first time to celebrate my father’s birthday where we lunch at the comfort of our own home. We could actually eat quality…
Dave and I are mutual friends with this couple, Allan and Serena (names changed to protect their identities). They are both wonderful people, married for 5 years and have 2 great kids (with a 3rd one on the way!). Like us, they are also pursuing FIRE (Financial independence, retire early) and have put a system…
This month we went for our family trip to Bali where we booked a very nice villa surrounded by padi fields (via Air BNB). This is a really meaningful trip as this is the first time I brought my parents and my grandma overseas (including Ally, its 4 generations together in one trip!). As my…
Every now and then, we read about a mega HDB unit that is being transacted for over a million dollars. That normally becomes the talk of town for a while and before we realised, another similar article pops up in the headline. A lot of these units transacted are in established, mature old towns, such…
I came across a recent article on The Straits Times, of an individual losing his high paying job at the age of 48. It seems that previously, he was a high-flyer in the banking industry and was drawing about $14,000 a month (I think that might have been exclusive of bonus, but even if it…
Last week, Dave and I managed to spend sometime together after work. It has been a while since we had these date nights moments, and we had dinner together before attending a seminar. The seminar we attended was about “Optimising your CPF“. It was organised by BigScribe, a group of personal finance bloggers in Singapore. For…
Does minimalism means that we miss out on the luxuries in life? Well, it’s entirely up to you. Dave and I practice a school of minimalism where we do minimalise the stuff in our life, yet not compromising on quality. At the same time, we try not to be too extravagant about them and avoid…