This is quite a belated post, I mean Valentine’s Day was more than a month ago right? Why do I even bother to right something about that now? Well to be honest, I had worked on a posting that I had intended to post on Valentine’s Day. Unfortunately, I didn’t get to finish writing it…
Financesmiths recently wrote an article with the same title. Basically, he talked about 2 different groups of friends he hanged out with, and how different the topics revolved. Which is common for different groups of friends. When we are with certain groups of people, topics tend to revolve around certain things and issues and also,…
Kate and my birthday both falls on the same day in February (what are the odds, even though I’m slightly older). Thus, we have been celebrating our birthdays together ever since we knew each other nine years ago. This year, we celebrated our birthday with a simple Chinese restaurant lunch and a family trip to…
I chanced upon this book “The Automatic Millionaire” by Financial guru David Bach more than ten years ago in a public library near my formal home. This is the one of the first few financial books that I came across and that was also the period of time when I started to get more serious…
I was chatting with a good friend of mine the other day, and she told me that her husband had lost his wallet. Worse thing is, aside from the cash, everything else was inside, the ID card, credit card etc. The first thing I asked was, “I hope you guys have called the banks and…
Kate recently published a post chronicling how we have decided to set a budget of $60,000 for our 2017 expenses. This excludes mortgage (we did not include mortgage as these are deducted from our CPF ). Expenditure levels differ with each household but we came up with this ballpark figure after roughly calculating some initial…
Justin from Root of Good recently published an article on how his family of 5 managed to live for under US$40,000 a year. Dave and I are followers of his blog and needless to say, we were extremely impressed on how they managed to achieve this, despite the fact that they have 3 kids (yes…
I chuckled as I was typing the heading. Isn’t this an oxymoron? If we could minimise the use of diapers, we would, won’t we? Regardless of adults or babies. Since Ally was born, other than her formula milk powder, the other thing that we probably spent more of is on her diapers. (Never mind that she’s…
I was taking the subway home from work the other day and since it was rush hour, it was rather crowded. Needless to say, there were no seats available. Not that I needed one thought, since I was feeling perfectly fine, ain’t pregnant and I kind of wanted to stand to stretch my legs having…
The other day on the subway, Dave shared a certain quote with me that goes… “You can’t change the people around you, but you can change the people around you“. It took me about 10 seconds before I finally realised the meaning of that quote. You can’t change the people around you. Who are…