Mark Twain once said “Choose a job you love and you will never have to work a day in your life”. Wow…. isn’t that awesome? But wait, I don’t quite love my job. How am I going to enjoy work? I am sure this is a problem that many of us in the rat race […]

I recently went to a newly re-opened public library at Compass One mall which went through a major asset enhancement. The selections were very little on personal finance but I managed to borrowed this book “Love your life not theirs” by Rachel Cruze who is also the daughter of financial guru Dave Ramsey. She is a seasoned communicator […]

6 months ago, I wrote an article of how I was going to implement a clothing shopping ban for myself in 2017. Since it’s almost mid-year, I thought it would be good to provide a mid-year review of this exercise. The verdict so far… Yes, I have stuck on to my shopping ban. In fact, […]

One of the hottest topics in the last two weeks that has taken the city-state by storm is a 87 page report published by the Competition Commission of Singapore regarding the increase in price of baby formula in Singapore. If you are interested in the full report, you may click here. The impetus for the […]

Recently, I came across a press release issued by UOB almost a year ago. Basically the bank had compiled a report that seeks to understand and provide an archetype to the spending habits of a cosmopolitan woman (both young and not so young) in Singapore, based on UOB data (which I presume is the credit card […]

This month is where we feast as we kind of allocated more funds for food indulgence after we done most of our streamlining on all our other expense categories. We also try out Deliveroo for the first time to celebrate my father’s birthday where we lunch at the comfort of our own home. We could actually eat quality […]

I guess a lot of people might have read about this best selling  book “Millionaire Next Door” by Dr Thomas J. Stanley. Recently, I read  another great book  from him call “Stop Acting Rich”. These two books help me gain new perspectives about a real millionaire habits and lifestyle. It also ends the myth of […]

Dave and I are mutual friends with this couple, Allan and Serena (names changed to protect their identities). They are both wonderful people, married for 5 years and have 2 great kids (with a 3rd one on the way!). Like us, they are also pursuing FIRE (Financial independence, retire early) and have put a system […]

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