Our family have been busy travelling during the recent school holidays, thus we were checking up on the cost of living in different countries as compared to Singapore using this cool website call Numbeo. The top 3 expenses for most people are usually the accommodation, transport and food and we found out that maybe no…
Travelogue Series – April 2023 – Day Trip to The Desaru Fruit Farm and beach
We have been driving up to Malaysia pretty frequently since last Sept as we were getting bored of our small city state during the pandemic period where we were literally trapped in Singapore for more than 2 years. Not to forget that our exchange rate is currently hovering around 1SGD to RM3.30 to RM3.40 which…
《理财哦椰!》- The Chinese Financial Coconut Podcast – CPF Part 2 w/ Chris from Honey Money SG and Dave from Minimalist in the City
Do you know?In Singapore, the CPF is the largest financial asset for many people. However, if we don’t know how to make good use of it, we will miss a lot of good investment opportunities. In this issue of “Money Management Oh Coconut”, we will discuss in depth the different investment methods of CPF, including…
《理财哦椰!》- The Chinese Financial Coconut Podcast – CPF Part 1 w/ Chris from Honey Money SG and Dave from Minimalist in the City
Speakers: Chris from Honey Money SG and Dave from Minimalist in the City This program will discuss in detail the Retirement Sum Top-Up (RSTU) Scheme of CPF in Singapore to help you and your family achieve a solid financial foundation and have a better retirement life. Simply putting money into your parent’s or family member’s…
Dave’s perspective on his parent’s “Retirement”
I think the buzz word “Retirement” doesn’t really sync in well to potential retirees nowadays as reported in this Straits Times article on ” ‘After retiring, I felt bored’: Why some seniors prefer flexi-work and gig jobs” One of the most common job to consider re-employment is teaching in a MOE school. All MOE staff…
Random thoughts: Is abundance always better than having enough?
As our world population just went past 8 billion people at the end of last year and is expected to reach 10 billion by the end of this century, the problem of overpopulation led to many other growing issues like increased urbanization thru deforestation, increased demand for basic resources such as food, water, energy put…
Dave’s Debt Story Part 2 – Mandarin Podcast《理财哦椰!》- The Chinese Financial Coconut
Do you know the minimalist storage queen Marie Kondo of this spark joy movementgiving up on tidiness? But that doesn’t mean we should give up trying to live a minimalist lifestyle! Why? Because the mindset of leading a minimalist life still has many values worthy of our reference! Seeing through the essence of minimalism, “Letting…
Dave’s Debt Story Part 1 – Mandarin Podcast《理财哦椰!》- The Chinese Financial Coconut
Adversity is inevitable in life, and it is important to be open-minded when encountering challenges. Have you ever wonder if one day your business fails and you owe a huge amount of money? Can you imagine being a boss of a company yesterday and being a small employee on the next day? Everyone perceived life…
Dave’s view on material possessions as a minimalist
Recently, Kyith Ng from Investment Moats wrote about his thoughts on an interesting article by Morgan Housel, the author of the book “Psychology of Money” (Maybe I could do another post on this long article). It talks about how your family background and past experiences with money can have a significant influence on your financial…
Random thoughts on my minimalism journey just before Chinese New Year
Recently, you might see a lot of furniture below your flat and our town council who offers to remove bulky items by appointment had seen an increase on such requests. Sometimes, people might even try to salvage some of the thrown items which is still in pretty good condition. Some charitable organizations received large number…