As I look back into my relationship with CPF as both self-employed and employee, I did have quite a number of encounters whereby CPF did help me and my family navigate through various financial challenges throughout our lives. I do understand there are still certain stigma of the system but I guess the perception has…
Do you want to live your life by default or by design – The concept of Mini Retirement
Recently, I had a conversation with a good friend of mine who just came back from his hometown after spending almost a year with his dad. His dad is having some old age-related health issues and might not be able to function like in the past. My good friend who is in his mid-forties, married…
Dave’s Life story revealed – How Does One Go From A 6-Figure Debt To Financial Independence
Recently, I had an opportunity to share my life story on a podcast by The Financial Coconut. They had located me through this blog and thought that the topic on minimalism and financial independence might appeal to their listeners. As I was preparing for the podcast, I reflected on my life journey and it became rather emotional…
Define your own Financial Independence Day!
On 4th July, Americans celebrated Independence Day. A little historical snippet of this day – back on July 4, 1776, the Second Continental Congress unanimously adopted the Declaration of Independence to announce the separation of the colony from the Kingdom of Great Britain. In a way, it was kind of similar to Singapore becoming an…
Minimalist in the City – How we executed our “Great Resignation”
Do you feel like your current job lacks meaning or purpose? Is it in line with your values? Do you feel like your current workplace is toxic? Does WFH removes part of the office politics? Do you prefer a hybrid working arrangement? Would that solve the work-life balance equation that you crave for? Do you…
Minimalist in the City – Living in the “Now”
Did you realise your mind are constantly engaged even though its about time to sleep or even while having lunch with your friend? Did you realise that you are still checking your work phone on a weekend or while on a holiday? Did you realise that you are constantly waiting for the next email or…
Does planning for your retirement early ease your anxiety about the future?
Have you been worried about losing your job? Have you been worried about when your next paycheck will come in? Have you been worried about the rising cost of living and healthcare? Have you been worried about both your physical and mental health? Have you been constantly worried about not having enough money for retirement…
Friday reads – volume 30
It’s been a while since I last did a Friday read. But since we are restarting our blog, I thought it’s timely to bring this back! And here are the roundups for this week… Millennials’ High-Earning Years Are Here, but It Doesn’t Feel That Way (Wall Street Journal) The oldest millennials are approaching a new…
Minimalist in the City is back! Reflections of 2021
Minimalist in the city is back! We have not been blogging for more than a year, since the onset of the pandemic in Singapore. With the implementation of the circuit breaker then (our version of a lockdown), we were also slowly cutting back on blogging as we transited into a new work from home arrangement…
Random thoughts of the day – Living in the consumerism bubble
Recently, I met up with a old soccer friend of mine who I haven’t seen for more than a decade. We had a really good conversation over dinner as it has been quite awhile since we last saw each other. One of the most amazing similarity is that we share a goal towards achieving financial…