This month we have a couple of birthday celebrations with our immediate family members and Ally ‘s early birthday celebration. We ate out for Kate’s father birthday and celebrated my mum, my grandma and Ally’s birthdays together where we feasted at home with home cooked food courtesy of Kate’s wonderful culinary skills. Everybody enjoys eating…
Have you ever wonder the purpose of your existence in this world? Is it to go through the so called “holy template” of leading a fulfilling life by doing the following; study hard when you are young, get a good job, save some money, start a family, have kids, buy a house, work hard then…
This month is the month where we pay our yearly income tax and it is also the month where most people will have their cash outflow. On a side note, for folks based in the US, the 2017 tax bill could affect you due to the 2017 tax reform legislation. For us, I think the…
Continued from Part 1 Habit 4 – Talk about money (Even when its hard) Rachel and her husband Winston often have couple nights together and loves to talk about what they want life to be like in the future. They talked about all kinds of dreams like places to travel, owning rental properties, bringing their…
This month, we spent quite a bit on Grab credits top up where we top up $50 this week and will get to enjoy $6 discount on all rides for the whole of next week (limited to 4 redemptions per day). This promotion has been ongoing for 4 to 5 weeks and we find it very…
Last month we celebrated Mother’s Day with both families to show our appreciation for their many years of devotion and love towards us. Kate at the same time celebrated her 3rd Mother’s Day as Ally will be turning three this September. (wow time really flies!) We also did a lot of outdoor activities with Ally…
I recently went to a newly re-opened public library at Compass One mall which went through a major asset enhancement. The selections were very little on personal finance but I managed to borrowed this book “Love your life not theirs” by Rachel Cruze who is also the daughter of financial guru Dave Ramsey. She is a seasoned communicator…
This month is where we feast as we kind of allocated more funds for food indulgence after we done most of our streamlining on all our other expense categories. We also try out Deliveroo for the first time to celebrate my father’s birthday where we lunch at the comfort of our own home. We could actually eat quality…
This month we went for our family trip to Bali where we booked a very nice villa surrounded by padi fields (via Air BNB). This is a really meaningful trip as this is the first time I brought my parents and my grandma overseas (including Ally, its 4 generations together in one trip!). As my…
Kate and my birthday both falls on the same day in February (what are the odds, even though I’m slightly older). Thus, we have been celebrating our birthdays together ever since we knew each other nine years ago. This year, we celebrated our birthday with a simple Chinese restaurant lunch and a family trip to…