Over the last 2 weeks, I had come across a few quality articles on parenting, not just in Singapore, but generally, how we are overscheduling our childrens’ lives these days, packed with activities and what not, providing little free time, or freedom in return. In a nutshell, we are maximising their activities, and minimising their…
This month is the month where we pay our yearly income tax and it is also the month where most people will have their cash outflow. On a side note, for folks based in the US, the 2017 tax bill could affect you due to the 2017 tax reform legislation. For us, I think the…
As readers of this blog are aware, since the beginning of the year, Dave has posted our monthly expense reports to chronicle our family’s expenses. Similarly, now that we are in the month of August, Dave is busy tallying our expenses for the month of July so please watch out for his next post! One…
Dave and I have a common objective – achieving financial independence. We have set a tentatively timeline for ourselves, when our portfolio have reached a certain level, that will be the time when we think we have achieved our financial independence. But whether we will be leaving our jobs entirely, that’s altogether a different matter…
Today’s article is contributed by Amy Nickson, a passionate writer on finance. Share your opinions by commenting in the article. *** Rewarding yourself is important; it helps to recharge your energy. Doing so, you can go back to your work with renewed endurance. Not rewarding yourself to avoid credit crunch is not good, soon you…
Continued from Part 1 Habit 4 – Talk about money (Even when its hard) Rachel and her husband Winston often have couple nights together and loves to talk about what they want life to be like in the future. They talked about all kinds of dreams like places to travel, owning rental properties, bringing their…
This month, we spent quite a bit on Grab credits top up where we top up $50 this week and will get to enjoy $6 discount on all rides for the whole of next week (limited to 4 redemptions per day). This promotion has been ongoing for 4 to 5 weeks and we find it very…
Missniao recently wrote a post on how she managed to save about 50% of her take home pay. It was pretty inspiring, and quite a fun read to see how a 27 year old millennial managed to do so. Of course, we could all start pointing out stuff like how she still stays with her…
As parents with would-be primary school attending students would know, the primary school enrolment for Singaporean children born in 2011 starts towards end of the month. Primary school enrolment in Singapore is neither a simple nor complicated process. You just have a lot of phases to navigate through. Depending on what type of connections you…
Recently, I read an article by Budget Babe titled “No one is going to pay for your expensive wedding“. Basically she was chronicling how ridiculous some couples might have spent for their weddings, from the pre-wedding shots to the banquet itself. I agreed with most of the points that she mentioned in the post. But…