As most of our readers would know, we just move to our new place about a month ago and we are still trying to settle down in this new estate. We are exploring our new neighborhood and discovered that there are some very nice scenic park connectors just in front of our door steps (not literally…
How much do you need to “retire”
The hot question that a lot of people might be asking themselves is “How much money do you need to retire?” or “What is the magic number to retirement?”. Basically, it just refers to “How much money you need to not have to work again for the rest of your life“. A lot of financial…
Mortgage
Committing to stupendous long term mortgage is becoming a norm in Singapore. From the outset, Singapore has one of the highest rates of home ownership in the world so it is not exactly surprising that a higher proportion of young and married couples are slapped with mortgage loans. For many of us, mortgage is probably…
Life’s Greatest Gift
Minimalism is not all just about having less, its about having more. Personally for me, it’s having more time to do things that matters to me. One of the first things that comes to my mind is how do I add value to other people’s life. Starting this blog with Kate to share our experience…
Comparison
When we were first born into this world, comparison starts. It starts with the little things, like our weight, length (or height) or even head circumference etc. These comparisons might not be with another person or baby per se, it could be against a chart, an average of some sorts, or a bell curve. But…
Mindless consumption
In a previous article, we discussed the problem with cheap, which was actually, a prime example of mindless consumption. We make purchases without giving much thought, perhaps thinking that we might need it someday (which we probably did not require). What happens though, when they are never consumed? We probably do not realize this –…
The problem with CHEAP
By Dave It is not uncommon to hear things like …… “Why are you taking so long to decide? It is CHEAP so you should just buy it” “You should buy in bulk because it is CHEAPER” “You should buy a few more because it is CHEAP” According to dictionary.com, CHEAP could be defined as…